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Summary of Benefits

Mercy Medical invested $6,171,695 in direct costs for benefits in 2004.
A per staff member cost of $7,793* for the year.
*Based on the number of staff members receiving pay for the year (792).

Health Insurance  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$2,240,364
 
FT
PT
PRN
 
First of the month following the first 30 days of service

BCBS of Alabama – PMD and Personal Choice options Drug Card and Counseling Services included.

Staff Member
$44 - $210 permonth
 
     
Dental Insurance  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$136,858
 
FT
PT
PRN
 
First of the month following the first 30 days of service

Regular checkups at no cost to covered individuals. Other services provided with small deductible and co-pays. Dependent Orthodontic covered.

Staff Member
$7.00 or $21.50
per month
 
     
Short Term Disability Insurance  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
Varies
 
FT
PT
PRN
 
First of the month following the first 180 days of service (employed 6 months)

Covers for up to 90 days for absences due to non work-related medical reasons.


 
     
Long Term Disability Insurance  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$67,668
 
FT
PT
PRN
 
Following 180 days of service (Employed 6 months)

Covers staff for disabilities, after a three month qualifying period, up to age 65.
Premiums paid by Mercy Medical.


 
     
Life Insurance  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$17,292
 
FT
PT
PRN
 
First of the month following the first year of service

Term Policy based on annual salary rounded to the next $5,000 level. (Maximum $50,000)


 
     
Supplemental Life Insurance  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
Varies
 
FT
PT
PRN
 
First of the month following the first year of service

Guaranteed issue spouse and dependent coverage available.
Portable


 
     
Retirement Plan (403B)  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$355,562
 
FT
PT
PRN
 
Immediate enrollment available. Matching funds after one year of service

Tax sheltered retirement plan. Lowers your taxes today while saving for retirement.

Staff Member
Varies
 
 
   
Cafeteria Plan  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
Administrative
time
 
FT
PT
PRN
 
First day of Service

Pre-tax premium deductions for selected benefits – Results in lower taxes.


 
 
   
Medical Spending Account  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
Varies
 
FT
PT
PRN
 
First day of Service

Allows for pre-tax deductions for unreimbursed health, dental or vision costs.


 
 
   
Dependent Childcare Account  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
Varies
 
FT
PT
PRN
 
First day of Service

Allows for up to $5,000 of pre-tax deductions for eligible childcare costs.


 
 
   
Earned Time Off (ETO)  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$1,236,304
 
FT
PT
PRN
 
Following 90 days of service (Employed 3 months)

Covers vacation, sick and personal days off


 
 
   
Holiday Pay  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$312,419
 
FT
PT
PRN
 
Following 90 days of service (Employed 3 months)

Five paid holidays per year


 
 
   
Bereavement Pay  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$12,315
 
FT
PT
PRN
 
First day of service

Up to three days per year for “immediate family” members.


 
 
   
Jury Duty  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$4,154
 
FT
PT
PRN
 
First day of service

Insures that staff receive full pay for
jury duty services.


 
 
   
Direct Deposit  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
Administrative
time
 
FT
PT
PRN
 
First day of service

Electronically deposit paychecks into the financial institution(s) of your choice. Maximum of four accounts allowed.


 
 
   
Credit Union  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
Varies
 
FT
PT
PRN
 
First day of service

Payroll savings deductions and other financial services available.


 
 
   
Pharmacy Discounts  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
Varies
 
FT
PT
PRN
 
First day of service

Prescriptions filled at cost plus 20%. Payroll deducted.


 
 
   
Meal Discounts  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
$9,485
 
FT
PT
PRN
 
First day of service

Meals at a low cost. Payroll deduction available.


 
 
   
Holiday Meals  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
$7,850
 
FT
PT
PRN
 
First day of service

Christmas, Thanksgiving & Easter meals are free to staff members and at a reduced cost to guests. Other holiday meals free to staff working those days.


 
 
   
Scholar Dollars  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$2,624
 
FT
PT
PRN
 
First of the month following the first 180 days of service (Employed six months)

Tuition reimbursement plan for qualified courses. Reimbursement based upon grade received.


 
 
   
Service Awards  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$1,143
 
FT
PT
PRN
 
Four, eight, 12, 16 and 20 years of service

Awards given in recognition for years service to Mercy Medical


 
 
   
Notary  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
Administrative
time
 
FT
PT
PRN
 
First day of service

Free Notary Service


 
 
 
 
Earned Income Credit  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
U.S. Government
Administrative
time
 
FT
PT
PRN
 
First day of service

Receive Earned Income Credit funds (up to $1,500 per year) during the year rather than at year-end. $13,656 claimed in 2004.


 
 
 
 
Worker's Compensation  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$330,525
 
FT
PT
PRN
 
First day of service

Financial and medical assistance for work-related injuries


 
 
 
 
Unemployment Insurance  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$48,813
 
FT
PT
PRN
 
First day of service

Unemployment benefits protection


 
 
 
 
Social Security (FICA)  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Mercy Medical
$1,388,319
 
FT
PT
PRN
 
First day of service

Provision for retirement and disability


 
 
 
 
Cancer Policy  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
Varies
 
FT
PT
PRN
 
First day of service

Affordable cancer policies available through AFLAC. Pre-tax deduction eligible.


 
 
 
 
Vision Care  
Who Pays

Cost
 
Who Receives
 
Eligibility
Features
Staff Member
$7.54 or $18.06 per month
 
FT
PT
PRN
 
First day of service

Provides comprehensive vision care, including frames and lenses, with a low co-pay.


 
 
 
 


Copyright © 2009

Mercy Medical
P.O. Box 1090 | 101 Villa Drive
Daphne, AL 36526
251.621.4200



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